Start at Darts Farm in Topsham with coffee and a full English, served with a smile.

Pick up a rent-a-bike at Darts and ride along the cycle path to Exmouth, following the Exe and watching out for all the bird life around you.

Optional stops may be taken at various pubs in Lympstone on the way, before arriving at Exmouth Harbour.

Catch the water taxi out to the River Exe Café, a floating barge in the middle of the River Exe.

Order Moules Mariniere followed by Mixed Seafood Paella, washed down with a local beer or wine. Extensive menu of food & drinks so you choose!

Take it steady riding back to Topsham but see if you can fit in a cream tea at the Georgian Tea Rooms in the village.

  • Don’t spoil the day by getting on the scales at home
  • Do spoil the partner, family or friends
  • Don’t check this out if you are mean-spirited

If you are looking for more excitement and stimulation in your life – get involved with food.

The UK now has restaurants specialising in quality food from every corner of the World.

Celebrity chefs, libraries of cook books and television programmes with Jamie Oliver, Nigella, Paul Hollywood and a wok of many more, prove the country’s love for and obsession with food and restaurants. Furthermore, the catering industry is hugely important economically.

For 40 years Armada has been funding catering equipment, furniture and epos, sound and security equipment for start-up restaurants, established operations needing asset finance for single items and helping restaurant chains to expand.

With friendly staff, lightning fast service and a dedication to support the catering industry, Armada are the first on the pass for restaurateurs looking for asset finance assistance.

In an article in the Daily Telegraph, 28th May 2013 Susan Allen, chief exec of RBS’s asset finance arm states that a Lombard survey has found that a lack of awareness of asset finance is causing a loss of potential business to SMEs in the UK to the tune of £5.4billion.

Well said Miss Allen but with the restrictions banks put on the size of deals, the types of equipment they are prepared to fund and the lack of appetite for start-up businesses, the banks are not in a position to address the lack of support for SMEs.

If the government, the financial press, accountants and the banks were serious about moving the economy forward they would find no shortage of asset finance lenders prepared to meet the need of this major market. These lenders would also improve levels of capital investment.

Most asset lenders are free of the constraints imposed on the banks and are able to respond to market demand with speed.

It’s the clout that the government and banks have with the media that could highlight the alternative sources of funding that the business community is unaware of.

One wonders why, when the whole country is aware of the problem, that no major institution is regularly pointing the way to the solution.

A cider manufacturing company in South Wales approached Armada Asset Finance for funding support for a specialist microfiltration system for their production line.

Once their company details and financial data had been received they had a positive decision within 24 hours and the supplier was paid within a day of installing the equipment.

In order to run businesses effectively, entrepreneurs need unequivocal decisions from their funders quickly, without excuses and prevarication.

“Armada Asset Finance made a decision for one of my best clients within 24 hours, on funding an asset that we could not help with.”

For years the World has been discussing, planning for and investing in renewable energies and all matters green. Even political parties have been set up to focus on “saving the planet.” Now architects, business owners and householders are taking steps to protect the environment.

Solar panels, wind turbines and ground source pumps are some of the ways to make a difference. However, not all lenders are on board with the need to support investors in green alternatives.

When Tony Cockayne of the Dusthole Inn, Shepton Mallet, decided recently to change the heating of his 15th Century establishment he looked to Armada Asset Finance to fund his gravity fed wood fired boiler system.

With foresight Armada was delighted to finance this energy saving equipment and to continue to help those, where appropriate, who understand the need to change.

Gone are the days of soot covered municipal buildings and churches. Gone are the days of smoking in public. We all need to encompass and invest in innovations that improve the planet for future generations.

Armada has a long standing reputation for funding specialist equipment or ground breaking plant. An open-minded approach to assisting entrepreneurs is the way forward.